The purpose of this program: When disaster strikes causing water or fire damage to a home or business the home owner’s and businesses’ insurance policy will most like have a deductible. The deductible is the amount of money the homeowner or business owner has to pay out of their pocket before the insurance company makes any payments. For example, a homeowner with a $500.00 deductible on a $10,000 claim would get $9,500 from the insurance company to have the repairs completed by Mitigation. Assuming the homeowner or business owner qualified for the “We Pay For Your Deductible” Program, then Mitigation would accept the $9,500 as full payment. The purpose of the Mitigation, “We Pay For Your Deductible Program” is to help homeowners have zero or reduced out of pocket expenses during this stressful time. However, there can be situations that can restrict the use of this program. Examples of exemptions are: the insurance company or property owners policy prohibits us from paying for the deductible, the size or percent of the deductible compared to the overall cost of the work to be performed is too large rendering the work to be done below cost or for free, work not performed by Mitigation or only partially performed by Mitigation. This is only a partial list and does not cover all the circumstances. It is best to call and discuss your situation with Mitigation to make sure that your claim or job is eligible for the “We Pay For Your Deductible Program”.